Personal Injury Law by State

Statutes of limitations, comparative fault rules, insurance minimums, and damage caps differ significantly between states. Find the state guide that applies to your accident.

Legal Information Notice

These guides provide general legal information about personal injury law in each state for educational purposes. They are not legal advice and do not create an attorney-client relationship. State laws change — confirm current statutes with a licensed attorney in your state before relying on any information here.

Available State Guides
State Guide

California

Pure comparative fault, 2-year SOL under CCP § 335.1, 2025 insurance minimums under SB 1107, MICRA malpractice framework, and no cap on non-economic damages in most personal injury cases.

SOL
2 Years
Fault System
Pure Comparative
Min. Insurance
$30K/$60K/$15K
California Guide →
California City Guides

Each city guide covers the local courthouse, filing procedures, accident data, high-risk areas, and city-specific situation guides.

City Guide — Los Angeles County

Los Angeles

Stanley Mosk Courthouse, LA Superior Court filing procedures, freeway accident patterns, and 6 situation-specific city guides.

Los Angeles Guide →
City Guide — San Diego County

San Diego

Hall of Justice courthouse, 5,754 reported crashes in 2023 per SWITRS, motorcycle and pedestrian accident patterns, and city-specific situation guides.

San Diego Guide →
City Guide — Santa Clara County

San Jose

Downtown Superior Court, 3,500 reported crashes in 2023 per SWITRS, tech corridor commuter accident patterns, and city-specific situation guides.

San Jose Guide →

Why State Law Matters

Personal injury law is primarily governed by state statute and case law. Four variables differ most significantly between states and have the largest practical effect on a claim's value and viability:

Statute of Limitations
Ranges from 1 year (Kentucky, Louisiana) to 6 years depending on state. Missing this deadline permanently bars the claim regardless of its merits.
Comparative Fault System
Pure comparative (California) allows recovery even if 99% at fault. Modified comparative bars recovery above 50% or 51% fault. Contributory negligence (4 states + DC) bars all recovery if any fault exists.
Damage Caps
Many states cap non-economic damages (pain and suffering). California has no general cap but applies MICRA's limits in medical malpractice cases.
Insurance Minimums
Minimum liability coverage varies by state. California's 2025 minimums are $30K per person / $60K per accident / $15K property damage under SB 1107.

Use the SOL Reference Tool to look up the statute of limitations for any of the 50 states.